PROBATE

Annette is a state certified Probate Real Estate Specialist and helps administrators and executors with the sale of real estate holdings the estate has to liquidate.

QDRO

Annette successfully completed the AACQP – The American Association of Certified QDRO Professionals designation to complete Qualified Domestic Relations Orders to divide your pensions and retirement funds.

The American Association of Certified QDRO Professionals (AACQP™) has been established to create uniformity and for candidates & members to maintain a high standard of quality concerning business professionals involved with the preparation of Qualified Domestic Relations Orders. To achieve this standard of quality AACQP™ has developed courses, exams and practical exercises intended to certify that an individual is fully prepared to service clients with regard to Qualified Domestic Relations Orders and any other related issues. AACQP bestows upon a candidate meeting these standards as a Certified QDRO Specialist (CQS). The AACQP Certification Board is responsible for maintaining a high standard of quality within the certification program and is also tasked with maintaining a professional organization that represents the profession of QDRO Specialist and Analysts.

RCS-D

Keep the House for all the Right Reasons – By Preventing Permanent Mistakes in Divorce/Elder Family Mediation

California, 2022 – The family home is usually the most significant asset in divorce and elder mediation, often with significant debt. However, appraisal minus mortgage does NOT equal actual equity. This incomplete equation leaves your house over-valued and that works against you in family mediation for divorce and elder matters.

Don’t settle for a bad property settlement. In addition to the inaccurate and unfair division of your property, you risk damaged credit, default, foreclosure or even bankruptcy.

Remember all those documents you signed when you bought the house? Most are missing when mediating that same house. We provide help to gather the house documents you need to make an informed decision regarding actual equity and whether to keep the house.

To keep your house for all the right reasons, you need a real estate agent specializing in divorce – an RCS-DTM designee.

Annette Brown has completed course work to earn the RCS-DTM designation as a Real Estate Collaboration Specialist – Divorce™.  

An RCS-D™ REALTOR® , Annette is professionally trained to neutralize divorce real estate as a business transaction in the best interest of the house – and each divorcing spouse. Leading your divorce real estate team, Annette also serves as project manager working with you and your lawyers and can refer real estate and financial professionals specializing in divorce to assist with gathering house-related documents and scheduling consultations, most of which are free.

The RCS-D™ professional program was written and taught by Kelly Lise Murray, J.D. & Wendy Waselle. Professor Murray earned her J.D. cum laude from Harvard Law School & faculty at a top 20 law school (15+ years). Co-Instructor Wendy Waselle has a Masters Degree in Education & developed the RCS-D™ marketing system.

You may contact annette@msannettebrown.com to discuss how you can protect one of your most valuable financial assets during the stressful time of divorce. Whether your divorce is completed, just beginning or somewhere in between, Annette can help you determine your best options now for a stronger financial future.